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TESTIMONIALS

Jim Foster, a mortgage banker, with J Morgan Funding Inc. has helped dozens of call-in viewers on the local morning news save Thousands of Dollars when financing the purchase of a home or refinancing. Check out what satisfied customers are saying:

“Jim saved us $3000.00 in closing costs by finding us a no closing cost loan.....He did a phenomenal job.”
- Jim Patten
Engineer

“Dozens of loan programs can save people money... FHA, Conventional, Portfolio, etc.....Jim will find you the program that saves you the most money and close escrow’s quickly........He has great ideas for realtors on how to grow the business......”
- Debbie Rajender
Realtor

J Morgan Funding Incorporated boasts over 1000 different mortgage programs and over 100 different companies and investors. Whether you're looking to buy with no down payment or refinance and take out more money than your home's value --- J Morgan has a program to meet your needs.

Ask "Northern California's Morning Television News Mortgage Expert" how you can submit one mortgage application and have over 200 lenders bid and compete for your loan--getting you the best possible terms!
Innovative Programs


"The Choose-Your-Own-Payment Mortgage"
Many of our mortgage products give you a choice of a number of payment options each month. You can pay on a 30 year basis, a 15 year basis, interest only, or even defer interest. Literally, you can pay what you want for your home loan regardless of your loan balance size.

"The Investor's Choice Mortgage"
Our investor's choice mortgage allows an investor to buy a fixer and finance 100% of the purchase price and also the cost of rehabilitating the property.

"The No-Cash-To-Close Mortgage"
This loan allows a person to buy a house with little or no down payment regardless of his/her credit history.

"The Note Swap"
Simply swap your current mortgage for a lower interest rate mortgage without any of the closing costs or headaches involved in the traditional mortgage process. You can use this product for debt consolidation, home improvements, or other cash purposes.

"No Equity Loans"
Borrow more than your home's value to consolidate bills, improve your home, or get some extra cash.

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