Jim Foster, a mortgage banker, with J Morgan Funding Inc. has helped dozens of call-in viewers on the local morning news save Thousands of Dollars when financing the purchase of a home or refinancing.

“Most companies had me believing that there is no alternative to paying expensive mortgage insurance or taking out a higher rate second mortgage when financing 100% of the purchase of a home. Jim saved us over $300.00 a month on our mortgage payment by getting us one loan at one low rate on a 100% of the purchase of our home without the expensive mortgage
insurance or second mortgage.”
- Johanne Van Rensburg
Computer Programmer

"The Choose-Your-Own-Payment Mortgage"
Many of our mortgage products give you a choice of a number of payment options each month. You can pay on a 30 year basis, a 15 year basis, interest only, or even defer interest. Literally, you can pay what you want for your home loan regardless of your loan balance size.

"The Investor's Choice Mortgage"
Our investor's choice mortgage allows an investor to buy a fixer and finance 100% of the purchase price and also the cost of rehabilitating the property.

"The No-Cash-To-Close Mortgage"
This loan allows a person to buy a house with little or no down payment regardless of his/her credit history.

"The Note Swap"
Simply swap your current mortgage for a lower interest rate mortgage without any of the closing costs or headaches involved in the traditional mortgage process. You can use this product for debt consolidation, home improvements, or other cash purposes.

"No Equity Loans"
Borrow more than your home's value to consolidate bills, improve your home, or get some extra cash.

California Department of Real Estate License #: 01311129

Utah Division of Real Estate License #: MR00065518